I’m not telling you this just because the FTC says I have to. I think its important that you know that some of the links to products on this site are affiliate links.  (Not everybody feels this way, which is why disclosing affiliate links is now the law.) 
This means that whenever someone purchases a product/service/offer through an affiliate link, I receive a small commission. There are three things that are important for you to know about that:

1. Using an affiliate link never costs you more. The commission is paid from the seller’s profits. In fact, sometimes using an affiliate link will save you some money, since there may be a special promotion associated with it.

2. I’m not getting rich off affiliate links. When used ethically (there are some get-rich-quick schemes based on affiliate links which has given the industry a bad reputation) everyone wins with affiliate links. If you purchase something, you get something you want. The seller makes a sale, which they might not have made if you hadn’t gone to my site first, and I receive a commission as a thank you.
3. I never promote anything that I haven’t used, tested or investigated thoroughly. Virtually every offer carries a full money back guarantee, so you are always able to get a refund. (If you ever have a problem with the guarantee on something you bought through a link on this site please let me know.)  

This also means that if you purchase something and return it, I lose that commission.  Its in my best interest to only promote things I really believe provide excellent value. However I recommend that you always do your own research and due diligence before making a purchase.

BTW, if you have a website where you have even one affiliate link, you should also have a disclosure  policy. Feel free to use this one as a starting point.  (But please keep in mind that I’m not a lawyer, just a website owner making a disclosure.) Michael Hyatt also has some good disclosure copy on his site.

If you have any questions about my disclosure policy or affiliate marketing in general, please contact me.